FAQs

Yes, as per the State law of South Africa, payday lending is 100% legal in all states of ZA.

Applying for online Payday Loans is not a challenging task. The whole application process, from start to finish, takes only a few minutes. To speed-up up your application process, ensure you pre-ready your personal and banking details.

To qualify for payday loans online, you need to be:

• Resident of South Africa,
• Earn regular income,
• Age must be 18 years or above and,
• Having valid and active bank account.
• If unemployed or self-employed show 3 month bank statements

You can borrow short-term payday loans minimum of R100 and a maximum of up to R4,000.

The sweet and short answer is YES. A good credit score indeed increases your chances of getting loan approval quickly. But many payday lenders in South Africa, still make their loan decisions based on your current financial status. If you can afford your loan payments on the due date, you can get a loan even with bad credit.

If your loan application is approved, you are most likely to get funds into your bank account within 10-15 minutes. Although, it depends upon your banking processing time.

Online payday loans in South Africa directly deposit the funds into your bank account. Please ensure no delay in getting money, and ensure your banking details while applying.

If you can’t able to pay back your loan on time, please get in touch with your lender as soon as possible and explain your present financial situation. Most payday lenders can always provide an alternative solution.

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