6 Months Loans

Say goodbye to financial stress with Gasta loan services.

  • Quick processes
  • Lower Rates
  • Instant disbursement
  • Flexible repayment

Are you in a hurry for some funds? But you want to pay them up to 6 month as your pocket allows you to do that? In such a situation, 6 month loans can help you out to manage your financial with installment of 6 month at Gasta.co.za from some reliable lenders.

The good news is that you can get same day approval with us and there are no complications of manual paperwork doing or anything banking related.

6 Month Loans from gasta.co.za

6 month loans from Gasta.co.za are easy to apply with no complications of banking formalities. This is totally online based process with a simple online application. The loan approval can be in any minute of time after applying from some online lenders.

Why choose gasta.co.za?

You must look at certain reasons for choosing gasta.co.za.

  • Easy to apply
  • No banking formalities
  • No hidden charges
  • Bad credit approval
  • No collateral

What is 6 Month Loans South Africa?

6 month loans are a type of loan which are available for a period of 6 month in South Africa. These loans are taken out for sudden emergencies or any short term financial complications. Such funds can be used for sudden unexpected expenses which don’t relate to normal category of expenses.

They are designed to pay them back with equal monthly payments with high interest rates than normal types of loans. The loan amount ranges from R100 to R50000 to fulfill the needs of borrowers who have a cash shortage.

Can I Get a 6 Month Loans With No Credit Check?

Yes, 6 month loans with no credit check is possible with many online lenders. Credit check is essential part which every lending considers before accessing with any financial product. But our lenders can offer you the funds without focusing on your credit history.

They mainly focus on your loan repayment ability which matters the most. So if you can prove that you can pay off your loan on time then you have the best option for money arrangements faster than traditional loans.

How Does 6 Month Loans Works in South Africa? 

6 month loans work the same way as other loans in a simple way, but these loans are based on certain factors.

Alternative Credit Assessment : financial institutions get an access of your credit worth more  than traditional credit check. But some limited online lenders don’t do that to make a lending decision.

Higher Interest Rates: 6 month loans come with high interest rates to pay them off month to month.

Shorter Loan Terms: These loans are best for short term cash flow during financial emergencies.

Limited Loan Amounts: The loan amount is limited due to daily based and unexpected expenses are managed by such loans.

Soft Credit Checks: Lenders do soft credit check rather than hard credit check so that you can get the funds fast.

How do I check if I’m eligible for a 6 month loans?

You have to meet a lending criteria so that you can be eligible for 6 month loans in South Africa.

Residency: Make sure you are a permanent resident of South Africa

Age: Meet the minimum age criteria of 18 years

Employment: You need a fixed employment or any other source of income.

Bank Account: You must have a  bank account to collect the funds.

Income Verification: This is also very important to verify your monthly income to lenders.

What are the advantages and disadvantages of 6 month loans South Africa?

Some advantages and disadvantages of 6 month loans are following:


Fast Access to Cash: You can get fast access of funds after applying for these loans.

No Collateral Required: 6 month loans don’t require any collateral because they are unsecured loans.

Bad Credit Approval: Your bad credit score can’t stop you from getting loan approval now because online lenders accept that.

Affordable Repayments: You have the time period of 6 months for making loan repayments  among other advantages.


Higher Interest Rates: 6 month loans come with high interest rates as compared to other conventional loans.

Impact on Credit Score: Your credit score can have a negative impact if you’re unable to make your loan payment on time.

How do I apply for a 6 month loans without credit check?

You can go through certain steps to apply for 6 month loans where no credit check is involved.

Online Application: You have to start the process with application adding your basic personal information.

Approval Process: The loan approval process takes a few minutes followed by submission of loan application.

Loan Agreement: You have to give your contentment to loan agreement by reading its terms and conditions.

Signing Agreement: You have to make a digital signature as a proof that you agree with the loan agreement.

Funds Disbursement: You can get funded to your bank account in a short time duration after a short formality.

Faq’s 6 Month Loans South Africa

How long does it take for 6 month loans to be processed?

This takes a short duration of time for processing your request for 6 month loans with no hassle.

Application: It is easy to fill online application with your personal information without any complicacy.

Assessment: A verification of your details is done by online lenders in a small duration.

Approval: You can get a quick approval after a positive feedback.

Loan Agreement: There is a loan agreement that you receive having terms and conditions. You should read all the terms and conditions of  the documents before sending it to your lender.

Funds Disbursement: You can collect the funds directly to your bank account once you’re approved for these loans in South Africa.

Repayment: It is very easy to make the loan repayments due to 6 month of time period is enough for closing the loan.

Can I get a 6 month Loans with bad credit?

Yes, you can get 6 month loans with bad credit, but you will have to find trustable lenders who accept your poor credit.

What’s the maximum 6 month loan amount I can expect?

The maximum loan amount that you can get is up to R5000 to cover unexpected expenses in South Africa.

Are there any upfront fees for applying?

No, there are hidden or upfront charges. You only need to pay high interest rates during your loan repayment.

Will I need a cosigner for a no credit check loan?

No, no credit check loans don’t require any cosigner to help you get funded on the basis of their  credit worth.

Can I repay the loan before the 6 month term ends?

Yes, you can pay off your loan before 6 months, but you need to make sure of prepayment penalties because many conventional lenders charge that.

It Takes Less Than 5 Min

We will try to connect you with a direct lender no matter what your credit score is.

Apply Now

Gasta Benefits

There are many reasons behind choosing Gasta to fund your financial needs, and some are:



You can apply for online instant payday loans from anywhere by using active internet connection. There's no involvement of paperwork or any other hassle.


Money 24/7

From application to getting money from payday loan, whole process usually completed within few minutes. It means you can get cash quickly, especially during emergencies.



Online payday loans are not just convenient and fast, but they are also safe and secure way of borrowing money. These loans are regulated by government laws.


No Hard Credit Checks

There are no hard credit checks involvement with payday loans. It means, there is no need to worry about loan rejection due to bad credit score.

Apply Now

Our partners

We only partner with NCR certified lenders